Music Quiz

A mix of music -- some of it may have content that is owned or licensed by Sony Music Entertainment.-- The songs in it: 1) days, the kinks, the singles collection, 1997 2) atomic, blondie, 1979 album Eat to the Beat 3) True Faith is a 1987 track from New Order, album ceremony, 4)vienna, ultravox, 1984 5) hundred mile city high, ocean colour scene, album: songs for the front row, 2001 6) thick as a brick, jethro tull, original masters, 1985 7)rio, duran duran, rio, 1982 8) parklife, blur, parklife, 1994 9) bat out of hell, meatloaf, bat out of hell 10) julia dream, 1971, relics 11) breaking the law, judas preist, British steel, 1980 12)tragedy, bee gees, spirits having flown, 1979 13) battle for the sun, "" "". placebo, 09 14) in the air tonight, phil collins, face value, 1981 15) enola gay, orchestral manuvours, enola gay, 1980 16) betty davis eyes, kim karnes, mistaken identity, 1981 17) don't go, yazoo, upstairs at erics, 1982 18) grounds for divorce, elbow, grounds for divorce, 2008 19) going underground, the jam, 1980, no album on of 6 20) clocks, coldplay, a rush of blood to the head, 2002 21) millenium, robbie williams, i've been expecting you, 2002 22) raining blood, slayer, reign blood, 1986 23 supermonsters, lordi, the arockalypse, 2006 24 tears for fears, mad world, the hurting, 1982 25)who are you, the who, who are you , 1996 26) weird al yankovic, eat it, the food album, 1993 27) forever autumn, war of the worlds, jeff wayne, 1985 28) feel good inc, gorillaz ...



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Court orders sperm donor to pay child support - Glenn Sacks

An interview with leading fathers' advocate, Glenn Sacks, on the 'Morning Show with Mike and Juliet' on FOX. Glenn discusses the case of sperm-donor Kevin Zoernig who was ordered to pay child-support by a New Mexico court. This is despite the fact that Zoernig had signed an agreement with the mother stating that he would not be financially obligated to support the child. www.glennsacks.com



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Criminal and Civil Law Attorney in Philadelphia

www.lmtpc.com The law firm of Levant, Martin & Tauber, PC features veteran trial attorneys concentrating in the areas of criminal defense, civil rights, medical malpractice and general personal injury litigation. Our attorneys are admitted to practice law in Pennsylvania and New Jersey, and they have tried hundreds of cases in the state and federal courts. As a result, they are uniquely qualified to handle a wide range of criminal matters, from narcotics offenses, to homicide, to fraud. Our attorneys also specialize in complex civil litigation involving civil rights claims, medical issues, workplace injuries and motor vehicle accidents. We are committed to providing our clients with the highest level of representation and to achieving their goals, which might include an acquittal of criminal charges or compensation for civil rights violations or injuries sustained as a result of the fault of others. 320 North 18th Street Philadelphia, PA 19103 215.564.5959 PH



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Property Issues in the California Divorce

One of the major issues in any divorce is dividing the property, commonly known as, "splitting the sheets." Before you start your divorce there a few concepts that you should be familiar with.

Community property: California is one of a handful of states that have community property laws. These laws are based on the idea that when two people marry they become as one. Instead of two separate individuals, you now have one unit and what's mine is yours and vice verse.

Generally speaking, money and property acquired during the marriage is owned 50/50 by the partners in the marriage. If you marry, buy a house, and pay on it for ten years, then your spouse owns 50 of the equity in that house, whether or not he/she has worked at all during the marriage. Likewise, your spouse owns half of your car, your furniture and your clothes, and, theoretically, there should be an equal split of the value at the time the divorce is granted.

I say, "theoretically," because there's rarely a 50/50 split. In most divorces, the two people bargain with each other about who gets what. Many times, for instance, the man wants the boy toys, such as the motorcycle and the stereo system and the woman is more interested in the art and furniture. One person might agree to take the expensive sports car in exchange for the equity he/she owns in the family residence. As long as it's agreed to by the parties, the judge could care less how the property is divided. If the spouses get into a fight, of course, the judge will be aiming for as close to an equal split as possible.

One other thing that we should note briefly is that even retirement benefits are considered community property, despite the fact that you may not receive them for years. If you earn the benefits during the marriage, your spouse owns one half of whatever you've earned. However, unless you've had a marriage of fairly long duration, it's usually not worth fighting over. And, with military retirement benefits, you do NOT have any rights to them unless you've been married over ten years (an example of federal law over-riding state law.)

Separate property: Not everything that's owned by a married couple is considered community property. Some property is referred to as separate property, meaning that there's no community interest in it. Pretty much anything that you owned free and clear before you got married is your separate property. If your house, for instance, was totally paid off before you got married, there is no community interest in the equity.

Money you had in the bank before you got married is usually your separate property and whatever you buy with that money is also your separate property. Of course, most of us don't go into a marriage with the idea that we'll probably get divorced, so we tend to co-mingle our money in one bank account. Unless you can clearly trace the separate property interest, you may have a hard time proving that it was just your money that bought that little red sports car.

Here are a few other examples of separate property. If you inherit something that was left specifically to you, rather than to both of you, that's your separate property. In other words, when Uncle Bob left you his wagon wheel living room furniture, the will specifically named you, rather than you and your spouse. Gifts specifically to one party, rather than both, are separate property. You can even agree that what would normally be community property should become the separate property of one spouse. For instance, if you always wanted to start a bagel shop and your spouse was sitting on just enough cash for your start up costs, you might draw up an agreement giving her/him the house as separate property in exchange for the cash.

Finally, anything you acquired after the date of separation from your spouse is considered your separate property. This is why California places such a great emphasis on the date of separation. People tend to buy a lot when they're going to get a divorce. New cars, new clothes, new computers; basically they're trying to reestablish their sense of a separate identity by getting new stuff. And, if you're still living with your spouse when you do that, it can be hard to prove that you had intended to get a divorce and considered yourself separated.

One other concept we should mention briefly before closing is quasi-community or quasi-separate property. That's property that one party or the other owns in another state which would be considered community or separate property if it was in the State of California. So, why does that matter? It gives the judge a little more latitude in dividing the property. Remember, the judge only has jurisdiction over property that's in the state. If you own a strip mall in Kentucky, the judge can't award that to your spouse, because he/she doesn't have any jurisdiction over property in Kentucky. BUT . . . with the concept of quasi-community property, the lawyers can drag that property in to the case and say, "Hey, your honor, this guy owns a mall, so my client should probably get the house." Even though state law mandates a 50/50 split of the property, the judge can still say, "Well, that wouldn't an equitable division, since one party has so much more wealth than the other.

We have much more in-depth discussions of California property laws in The California Divorce Course [http://divorcecalifornia.biz/index.html], our on-line guide to doing your own divorce in the State of California. The most important thing to remember in any divorce, though, is that the more you and your spouse work with each other, the more property you each get. When you get in to a huge fight the only people who are going to get more property out of it are the lawyers.

Daniel Adair is the author of The California Divorce Course, an On Line Guide to Filing Your Own California Divorce ([http://divorcecalifornia.biz/index.html])

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Divorce and Mortgages - Property Settlement Review

My client's property settlement agreement provides that the mortgage remain in place and that the house will not get sold until the children graduate high school in three years; do you still recommend seeking counsel of a mortgage planner to review the situation?

Yes because the issue that often pops up here is we will find out that the mortgage is up for an adjustment before the triggering event for the sale takes place. In most instances people do not know what type of mortgage they have let alone the financial impact it makes. By having a mortgage planner review the copy of the note and mortgage in advance of settlement negotiations you can ensure that the mortgage financing will not dramatically change mid-course.

Often times the client is mistaken about what type of mortgage they have and as a result your Case Information Statement (CIS) will not be accurate. Many times clients think that they have a 30-year fixed when in fact it is a balloon mortgage or an adjustable. Many attorneys will rely on the CIS or even the tax returns but they can both reflect things (through no fault of you or the client) that are in fact not accurate.

The best way to ensure the client has what they "think" they have regarding their mortgage is to have them provide you with a copy of their Note and Mortgage. If you are not familiar with how to read these you can send them to your mortgage planner for an analysis but basically paragraphs 2, 3 and 4 of their note will detail what they have. Highlight the terms and ensure they match the CIS.

Recently we were working on a case with an attorney and her client thought she had a regular adjustable rate mortgage as she indicated on the CIS. We obtained a copy of the note and mortgage and it turned out that it was a private note from the father-in-law which was a 3 year balloon at a rate of only 3%. She was going to remain in the home and figured that her soon to be ex-father-in-law would simply extend the note. He did not want to and we discovered that she could not afford to remain in the house. This of course changed the settlement strategy.

This example is clearly an easy one to drill down on but not all examples are clear cut. The important thing is to "know" the financial impact to your client before you begin settlement discussions. Life as an attorney is complicated enough. Why not make it easier and form a relationship with a mortgage planner to help you do a better job for your client while making it easier on you.

About the author: Dave Muti, JD, RMA is the author of Mortgages - What You Need to Know The book contains strategies to take control of your financial future is offering answers to mortgage questions and mortgage advice to today's hot real estate topics. Dave is a consultant to divorce lawyers on subjects related to divorce and mortgage and a senior mortgage planner located in New Jersey.

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Dothan Criminal Defense Lawyers Smith & McGhee PC

Protect your future by protecting your rights today. The law firm of Smith & McGhee in Dothan, Alabama, aggressively represents clients in criminal matters and family disputes. If you've been arrested, are divorcing, negotiating child custody or another matter, Shaun McGhee and Thomas Smith can help you move through these tough times and move on with your life. Visit us www.yellowpages.com



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